Here’s Journal Club 02-03-23! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

  • If you invest in any of the conventional retirement accounts, then you’re aware that your money isn’t accessible until you’re 59.5 years old. Well, at least not penalty free unless you qualify for certain exceptions. Although this rule is put in place for your own protection, it may sometimes discourage people from investing in them. But there’s a way around it, and The White Coat Investor talks more about it in the article – Beating the 10% Early Withdrawal Penalty.
  • “Set up an emergency fund before you think about investing,” does this sound familiar? If you’re new to investing, this is the most common piece of advice you’ll hear from anyone you talk to… but why is that? The Finance Twins explain this important concept, and the steps you can take to secure your finances in the article – You Need An Emergency Fund Now – Here Is Why.
  • Generally speaking, having a good mix of stocks and bonds is essential for building a strong portfolio. However, looking at past performance, investing in bonds alone may not be sufficient. The author of Monevator makes this critical observation and shares tips to create a well-rounded portfolio in the article – Why a diversified portfolio needs more than just bonds.
  • As investors, it’s always exciting and encouraging to observe fellow investors tackling their debts, growing their net worth, implementing financial strategies to achieve their goals, and so on. With that spirit, Dr Pay It Back offers a sneak peek into their financial journey so far in the post – Checkup – December 2022 + Financial Goals for 2023.

Read any interesting articles? We’d love it if you could please take a moment to share them in the comments below!

Thank you for reading and sharing,


Disclaimer: The topics presented in this article are provided as general information and for educational purposes. It is not a substitute for professional advice. Accordingly, before taking action, consult with your team of professionals.

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